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Global Scale
by Coletta I. Kemper  |  Vice President, Industry Affairs  |   The Council

Global Scale appears in Leader's Edge, as a column dedicated to international risk issues. Leader's Edge is a magazine for commercial insurance agents and brokers, published by The Council. 

 

2013

March
2013

 

Women Unbound
You don't need binders of women to improve profits, but you do need to treat the women in your workplace fairly.

 

2012

Nov 2012

 

Best? Maybe Not Good Enough
The U.S. international focus on insurance shifts from 50 states to a new state of mind.

Oct 2012

 

New Ruling Class
Emerging-market consumers will overwhelm our industry in 15 years unless we are prepped, are flexible and have boots on the ground.

Sept 2012

 

Skills Gap
Skilled workers soon will be scarce, while millions of unskilled will remain jobless. A global crisis looms, yet little is being done to improve the education gap.

July/Aug 2012

 

Got Growth?
If you build it, they will come. Emergining-market infrastructure growth portends steady business for brokers.

June 2012

 

Blind Sighted
There's plenty about the future that we know, and more that we don't. Don't get blindsided by being unprepared for what's in plain sight. 

May 2012

 

The Hacktivist Gunslinger
If cyberspace is the world's new wild, wild West, the hacktivist is the new outlaw.

April 2012

 

Minority Rule
A majority of world trade today is in services, yet trade progress talk focuses on manufacturing. It's time we recognize the obvious. 

March 2012

 

Responsible Parenting
Brokers must help clients understand when a parent company has an insurable interest in an international affiliate.

Jan/Feb 2012

 

Elusive Growth
Organic growth remained elusive for the insurance sector in 2011, but the picture is more promising in Asia and Latin America. 

 

2011

Dec 2011

 

Border Crossing
New trade agreements open new possibilities for the insurance industry to cross borders with relative ease.

Nov 2011

 

Border Patrol
We take it for granted that we can communicate with just about anyone, anywhere, in an instant. Geopolitics frequently stops data flow at the border, making global service businesses pay a heavy price 

Oct 2011

 

A Mighty Wind
Hurricane Katrina came roaring ashore at 125 mph in 2005, devastating the Gulf Coast. The new RMS U.S. hurricane model has carriers and brokers worried about what it will mean at renewal time. 

Sept 2011

 

We Deliver
This year’s catastrophic events highlight why you don’t let your client take undue risks with supply chain interruption 

Jul/Aug 2011

 

Sense Less
Master policies for multinational risks make sense, but regulators aren’t structured to accommodate them as businesses expand internationally. 

Jun 2011

 

Caught in the Act
The U.K.’s new Bribery Act can ensnare you on things as simple as entertainment expenses. Beware. 

May 2011

 

Global Village People
We face extreme global risks that cannot be addressed by existing institutions or governments. An international, global plan of action is required. 

Apr 2011

 

Sudden Impact
An entire village was wiped out in six seconds. As horrific as Japan’s disaster is, years of planning helped reduce losses and loss of life. 

Mar 2011

 

Fundamental Challenges
Market fundamentals challenge the soft market. Global regulatory scrutiny challenges the cost of doing business. The G-20 challenges equivalent broker standards. International protectionism challenges global markets. Had enough 

Jan/Feb 2011

 

Briber Beware
It might be the way “it’s done here,” but bribing foreign officials is one very big risk. Willing to spend 10 years behind bars? 

 

2010

Dec 2010

 

Who's Your Baby Now?
Leadership qualities adopted by female corporate leaders help their companies outperform other Fortune 500 businesses—especially in tough economic times. Shareholders are taking notice. 

Nov 2010 

 

Horror Story
“CEIOPs S2” opens in a nation near you in 2012 and leaves U.S. carriers in their international competitors’ dust. Hmm. Political motives here? Ya think? 

Sept 2010

 

Financial Polluters
Taxing the “bad guys” who caused the global financial meltdown may be popular, but would it work? 

Jul/Aug 2010

 

Berkshire's Hathaway
Tarzan had Jane. Abbott had Costello. Bonnie had Clyde. Warren Buffett has Charlie Munger and his Poor Charlie’s Almanack, filled with economic wisdom. 

Jun 2010

 

Oxymorons Around Us
Remind your government decisionmakers what good regulation should look like: First, do no wrong. Second, find the real problem. 

May 2010

 

Tomorrow's Risk
Avoid risks today, and tomorrow will never arrive. (Can business really do that?) 

Apr 2010

 

Reckless Regard
It’s getting more and more difficult to be irresponsible with business risk. Corporate bigwigs may have to change their ways. 

Mar 2010

 

Fat Chance
Global belt-tightening? Business is loosening its belt to cover its everexpanding liability limits. 

Jan/Feb 2010

 

Happier New Year
Executives around the world see glimmers of hope for the economy, but it depends on what part of the world you are in. 

 

2009

Dec 2009

 

Trade-ism
Will trading more services help pull us out of the global recession? 

Nov 2009

 

Spitzer's World
The disgraced former New York attorney general and governor affected a lot more than the U.S. brokerage industry. His influence has been felt worldwide. 

Oct 2009

 

Wonderland 
You must be as mad as a Mad Hatter to venture into the fantasyland of U.S. insurance regulation.

Sept 2009

 

Party Crasher
Michael Jackson’s promoter learned the hard way that sometimes fate overtakes events. Be prepared in case it happens to your client. 

Jul/Aug 2009

 

When Pigs Fly
Your business or client may not be covered for a swine flu pandemic. It’s time to get your house in order for the expected surge. 

Jun 2009

 

Ruling Principles
Britain’s voluntary ruling principles could finally let some sun shine in. 

May 2009

 

Domino Theory
If AIG is too big to fail, then we had no choice but to save it to save the economy. But how do regulators know it was too big? 

Apr 2009

 

No Quick Fix
“Buy American” sounds patriotic, but it would only plunge our economy deeper into the abyss.  

Mar 2009

 

Global Risks
The guardians of risk must manage this global crisis without panic. Today, we mold the destiny of future generations. 

Jan/Feb 2009

 

Exalting Exports
Exports can turn you into an optimist about this economy.  

 

2008

Dec 2008

 

Agency Management, December
The subprime blob is eating almost everything in its path, including opportunities to sell your firm. 

Nov 2008

 

Impact on Insurance Industry
The time is ripe to look at global solvency standards along the lines of the EU’s Solvency II plan, which requires insurers to account for all their risks. 

Oct 2008

 

Protectionism
Two political perspectives on foreign trade don’t hide the fact we need to keep the trade doors freely swinging open. 

Sept 2008

 

Economic Growth
The global economy has seen better days, and the new dawn seems a few quarters away. 

Jul/Aug

 

Federal Excise Tax
Sovereign calls for cascading excise taxes for foreign insurance and reinsurance policies on U.S. risks—and brokers could be left holding the bag. 

Jun 2008

 

Nano Technology Risks
Good things come in small packages, and that just might be the case with nanotechnology. Then again, it could all turn into a horror show.  

May 2008

 

Micro-insurance
Brokers are missing out on the beginning of micro-insurance products. Are you missing out on future clients?  

Apr 2008

 

Global Risks
Globalization, while benefiting the economies of the world, may leave us more vulnerable to new risks.  

Mar 2008

 

Japan Trade Barriers
Close business ties inside the Japanese market effectively block out competition from foreign brokers and carriers.  

Jan/Feb 2008

 

Supply Chain Management
When a client’s supply chain breaks, there can be more to lose than meets the eye. Brokers must help clients put a sound risk management program in place to mitigate disruption if the chain snaps.  

 

 



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