Q3 2012 P/C Market Survey

CIAB's Q3 2012 P/C Market Survey captures pricing trends, capacity conditions, and market dynamics across major commercial lines as reported by leading insurance brokers. The survey tracks rate changes in property, general liability, commercial auto, workers' compensation, umbrella/excess, D&O, and specialty lines for the third quarter of 2012. Findings reflect the perspectives of Council member firms—who collectively place approximately 90% of U.S. commercial P/C premiums—making this one of the most representative benchmarks of market conditions available. A key resource for brokers, risk managers, and industry analysts monitoring commercial insurance market cycles.