Last updated: July 2026
State-by-state survey of insurance consultant licensing laws, producer exemptions, fee rules, disclosures, and compliance requirements.
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Only state regulators could complicate an effort to simplify the regulation of surplus lines.

As businesses increasingly integrate artificial intelligence into operations, inconsistent state rules pose risk and compliance challenges.

The Council will continue to strive to ease the many state-level burdens on producers, particularly in licensing.