Last updated: September 2026
State-by-state survey of insurance consultant licensing laws, producer exemptions, fee rules, disclosures, and compliance requirements.
This survey provides a comprehensive state-by-state analysis of insurance consultant licensing laws in the United States. It examines how states regulate insurance consultants, counselors, and advisers, including licensing requirements, definitions of consulting activities, producer exemptions, dual licensing restrictions, compensation rules, disclosure obligations, and written contract requirements. The survey highlights significant differences among states, noting that a slight majority of states have established formal consultant regulatory frameworks, while the remaining 24 states and the District of Columbia are largely silent on consultant-specific licensure.
