State Legal Survey – Fiduciary Trust Account

Last updated: May 2026

A state-by-state survey of insurance producer fiduciary responsibilities, trust account requirements, fund segregation rules, recordkeeping obligations, and penalties for noncompliance.

The full report is for CIAB members only

If you work for a CIAB member firm, then you are a member. Create an account and enjoy the benefits.

Create an account Log In

Established in 2004, Leader's Edge is our award-winning content platform, covering legal and legislative issues, international business and regulation, management trends and best practices, technology, and more.

Visit Leader's Edge Magazine

May 28, 2025

The New Fiduciaries

The New Fiduciaries States are testing the waters on adding health insurance roles to their list of fiduciaries, including producers and employee benefits consultants. This approach has several problems.

October 1, 2011

Bungled Effort

Bungled Effort Only state regulators could complicate an effort to simplify the regulation of surplus lines.

October 31, 2025

Slippery States

Slippery States As businesses increasingly integrate artificial intelligence into operations, inconsistent state rules pose risk and compliance challenges.

Visit Leader's Edge Magazine

Grow faster. Lead smarter.

Get access to all of the insights, tools, and connections to help you rise.

Create an account Login