Last Updated: August 2026
State-by-state guide to surplus lines broker licensing, insurer eligibility, diligent search, disclaimers, reporting, and premium tax compliance rules.
STATE
State Legal Survey – Surplus Lines – August 2026
Established in 2004, Leader's Edge is our award-winning content platform, covering legal and legislative issues, international business and regulation, management trends and best practices, technology, and more.
Bungled Effort
Only state regulators could complicate an effort to simplify the regulation of surplus lines.
Surplus Lines Dominate Cyber Insurance
The hard market pivot drove a lot of business to non-admitted insurers.
Slippery States
As businesses increasingly integrate artificial intelligence into operations, inconsistent state rules pose risk and compliance challenges.