Last updated: May 2026
A state-by-state reference guide outlining surplus lines licensing requirements, definitions, licensure triggers, business entity rules, and governing statutes for insurance producers and surplus lines brokers.
STATE LEGAL SURVEY
State Legal Survey – Surplus Lines Licensing
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The 2025 Agenda
The 2025 Agenda The Council will continue to strive to ease the many state-level burdens on producers, particularly in licensing.
Bungled Effort
Bungled Effort Only state regulators could complicate an effort to simplify the regulation of surplus lines.
Surplus Lines Dominate Cyber Insurance
Surplus Lines Dominate Cyber Insurance The hard market pivot drove a lot of business to non-admitted insurers.