Last updated: May 2026
A state-by-state reference guide outlining surplus lines licensing requirements, definitions, licensure triggers, business entity rules, and governing statutes for insurance producers and surplus lines brokers.
STATE LEGAL SURVEY
State Legal Survey – Surplus Lines Licensing
Established in 2004, Leader's Edge is our award-winning content platform, covering legal and legislative issues, international business and regulation, management trends and best practices, technology, and more.
Bungled Effort
Only state regulators could complicate an effort to simplify the regulation of surplus lines.
The 2025 Agenda
The Council will continue to strive to ease the many state-level burdens on producers, particularly in licensing.
Surplus Lines Dominate Cyber Insurance
The hard market pivot drove a lot of business to non-admitted insurers.