Last updated: July 2026
A state-by-state reference guide outlining surplus lines licensing requirements, definitions, licensure triggers, business entity rules, and governing statutes for insurance producers and surplus lines brokers.
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State Legal Survey – Surplus Lines Licensing – July 2026
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Bungled Effort
Only state regulators could complicate an effort to simplify the regulation of surplus lines.
The 2025 Agenda
The Council will continue to strive to ease the many state-level burdens on producers, particularly in licensing.
Surplus Lines Dominate Cyber Insurance
The hard market pivot drove a lot of business to non-admitted insurers.