State Activity

Many of the states have issued directives and guidance relating to COVID-19, and more are doing so on a daily basis. These directives and guidance address numerous insurance regulatory issues including: premium forbearance, out of network and balance billing issues, cost sharing under health insurance policies, telehealth requirements, regulatory compliance issues including licensing and other issues. Our legal team at Steptoe & Johnson is tracking the action:

State Insurance Regulatory COVID-19 Updates (Last updated January 6, 2021)

State Regulatory Responses to COVID-19 (Last updated January 6, 2021)

State Insurance Premium Forbearance Requirements (Last updated January 6, 2021)

State Business Interruption Legislative Responses to COVID-19(Last Updated January 6, 2021)

State Worker's Compensation Legislative Responses to COVID-19(Last Updated November 12, 2020)

Civil Immunity/Safe Harbor Legislative Tracker(Last Updated October 23, 2020)

We’ve also created a sample grassroots letter for our members to use, adapt, and send to their state insurance regulators.

Other Resources

The NAIC has created a Coronavirus Resource Center with links to health and regulatory information, as well as media pieces on the impact on business and insurance.

Coronavirus was also declared a pandemic by the WHO, here’s NAIC’s guide to pandemics and insurance.

NIPR has information on state insurance department licensing bulletins related to COVID-19.